Separating from your spouse or civil partner

With the average cost of divorce or dissolution exceeding £28,000 per couple, agreeing matters fairly between you when you separate can help smooth the process and save you money.

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Why do I need a separation agreement?

If as a married couple or civil partners you decide that you do not want to live together any more, at some point you will need to sort out who gets what, both in terms of finances and possessions. If you can do this early on and make a formal, written agreement, it can save a lot of problems later on.

If you have been married or in a civil partnership for less than a year, you can’t divorce or dissolve the civil partnership yet; a separation agreement just sets out clearly the arrangements you have agreed upon.

You may not want to divorce or dissolve the partnership yet but need a more formal arrangement until you make that final decision. A separation agreement gives you security and flexibility without having to go to court.

To divorce or dissolve the partnership in the easiest possible way will probably mean that you will be divorcing or dissolving the partnership on the basis that you have been apart for two years and you both consent. Set out how you want to divide your money and possessions now and avoid a fight in the future.

So what do I do?

Be completely open, fair and honest and don’t hide assets from each other. You are looking to create an agreement that the court will 'rubber stamp' if and when you divorce or dissolve the partnership.

If it is obvious to the court that you haven’t really agreed, the agreement is patently unfair, or that one party has been pushed into it, the court may rewrite your agreement.

Once your agreement has been agreed and properly signed, either party can apply to the court to change it. But if you want to avoid that cost, be completely open with each other and get it right from the start.

This is a very important document that will be the cornerstone of your divorce or dissolution settlement. If your assets are very complicated or you have children, you should consider taking legal advice first.

What if i've got pets?

The law treats pets as mere chattels in the same way as inanimate objects, such as cars or jewellery. Any arrangements regarding pets should therefore be agreed between the parties and recorded in the agreement, eg dog walking timetables, arrangements for cat holiday care and the division of future veterinary costs.

How can a separation agreement help?

A separation agreement can set the date in a legal document so that you know when to start divorce or dissolution proceedings.

It can set out clearly the decisions you have both made about how you are going to divide things up. It is in black and white and stops the 'but you said' arguments. You can see what was said in the agreement.

A separation agreement must be agreed after both parties have been fully informed about the other party’s property, pay, savings, pensions and any other financial arrangements.

It can actually help repair the damage between a couple. If you have both been fair and reasonable and reached a sensible agreement you can move on and that might mean revisiting why you separated in the first place.

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Create your Separation agreement

Answer a few questions. We'll take care of the rest