uuid : e6b71249-7529-4d73-998a-6158874bab6d templates_id: 119403 templates_uuid: "8c94df49-b099-489f-bc3c-fce305b503cc" title: "Cohabitation Agreement Sample - Living Together Agreement - No-nup" display_name: "Cohabitation agreement" meta_keywords: "Living together agreement and No-nup agreement" description: "

Set out financial arrangements between you and your partner when you live together using this cohabitation agreement (also known as a no-nup). This simple living together agreement protects your assets acquired before living together. It also specifies how living expenses will be distributed and how assets and debt acquired during cohabitation will be shared. Create this formal agreement so that in the event you do cease living together it is clear who owns what

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When to use

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Use this cohabitation agreement if:

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What it specifies

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This cohabitation agreement specifies that:

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What is a cohabitation agreement?

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A cohabitation agreement is an agreement between partners who live together and want to ensure clarity both during the course of the relationship and in the event that it should break down in regards to their rights in relation to property and children.

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Why do I need a cohabitation agreement?

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You need a cohabitation agreement when you decide to live with your partner and want to ensure that both of you are clear about the ownership of assets and how bills will be paid. A cohab agreement also sets out how affairs will managed in case of a relationship breakdown.

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Does each person need to take independent legal advice before signing this document?

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Both parties are required to take independent legal advice before entering in this agreement. It is also required that both parties enter into this agreement freely and voluntarily and that you both make full relevant financial disclosures in order to avoid future allegations of undue influence.

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Will all the assets be shared between the parties who entered into this agreement?

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The assets owned before the cohabitation and the assets acquired by one person after the cohabitation remain the property of the person who acquired them. However, the jointly acquired assets after cohabitation commenced are the joint property of both partners.

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Will all one party be liable for other party\302\222s liabilities once you enter into this agreement?

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Once you enter into this agreement, neither of the parties will be held liable for any of the liabilities incurred in the sole name of the other party. They will only be liable in equal shares for the debt acquired jointly.

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How can this agreement be terminated?

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This agreement can be terminated on the occurrence of following events:

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How will the assets be distributed once this agreement is terminated?

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On termination, the assets acquired after entering into this agreement will be sold and the net proceeds of sale divided equally between both partners. Any joint debt will have to be arranged with the lender to be repaid in equal shares as well. Other separate property and income will remain with the owner. Each partner will remain liable for their personal debts.

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Further advice

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Ask a lawyer for:

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" created_timestamp: "2018-08-29 06:06:34.0" modified_timestamp: "2018-08-29 06:06:34.0" active: true created_by: 157 modified_by: 157 dcm_id: 309 url_slug: "Cohabitation-agreement" meta_description: "Prepare a cohabitation agreement with using our simple step-by-interview from Rocket Lawyer. Use our template no-nup agreement form to protect yourselves and your assets when you live together. Try this free living together agreement." time_to_complete: "20 minutes" supplemental_documents: "\"Angela\r\n

Reviewed by Angela Lally of Simpson Sissons & Brooke*

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Cohabitation Agreement Sample - Living Together Agreement - No-nup

Overview of the Cohabitation agreement

Angela Lally | Simpson Sissons & Brooke

Reviewed by Angela Lally of Simpson Sissons & Brooke*

Set out financial arrangements between you and your partner when you live together using this cohabitation agreement (also known as a no-nup). This simple living together agreement protects your assets acquired before living together. It also specifies how living expenses will be distributed and how assets and debt acquired during cohabitation will be shared. Create this formal agreement so that in the event you do cease living together it is clear who owns what

When to use

Use this cohabitation agreement if:

  • you are either living with someone or are about to start living with someone
  • you want to be clear about the ownership of assets and how bills will be paid
  • you want a formal agreement which could be taken into consideration by the courts if you split up

What it specifies

This cohabitation agreement specifies that:

  • the couple¬ís incomes remain separate
  • assets owned before the cohabitation remain the property of the person who acquired them
  • assets acquired jointly after the cohabitation are joint property
  • assets acquired by one person after the cohabitation remain the property of that person
  • jointly acquired debts are the joint liability of the couple
  • living expenses will either be paid equally or in agreed percentages (optional)

What is a cohabitation agreement?

A cohabitation agreement is an agreement between partners who live together and want to ensure clarity both during the course of the relationship and in the event that it should break down in regards to their rights in relation to property and children.

Why do I need a cohabitation agreement?

You need a cohabitation agreement when you decide to live with your partner and want to ensure that both of you are clear about the ownership of assets and how bills will be paid. A cohab agreement also sets out how affairs will managed in case of a relationship breakdown.

Does each person need to take independent legal advice before signing this document?

Both parties are required to take independent legal advice before entering in this agreement. It is also required that both parties enter into this agreement freely and voluntarily and that you both make full relevant financial disclosures in order to avoid future allegations of undue influence.

Will all the assets be shared between the parties who entered into this agreement?

The assets owned before the cohabitation and the assets acquired by one person after the cohabitation remain the property of the person who acquired them. However, the jointly acquired assets after cohabitation commenced are the joint property of both partners.

Will all one party be liable for other party’s liabilities once you enter into this agreement?

Once you enter into this agreement, neither of the parties will be held liable for any of the liabilities incurred in the sole name of the other party. They will only be liable in equal shares for the debt acquired jointly.

How can this agreement be terminated?

This agreement can be terminated on the occurrence of following events:

  • the death of one of the partners
  • when the partners enter into a marriage or civil partnership with each other or with another person
  • both partners mutually agree to terminate this agreement by deed
  • when one of the partners hands in a written notice of termination to the other
  • the partners have or adopt a child
  • When court set this agreement aside.

How will the assets be distributed once this agreement is terminated?

On termination, the assets acquired after entering into this agreement will be sold and the net proceeds of sale divided equally between both partners. Any joint debt will have to be arranged with the lender to be repaid in equal shares as well. Other separate property and income will remain with the owner. Each partner will remain liable for their personal debts.

Further advice

Ask a lawyer for:

  • legal advice before entering into this agreement
  • if you have complex financial assets
  • if you have children
  • if either of you is disabled

*This does not guarantee that this document is suitable for your circumstances. Ask a lawyer to discuss your specific legal situation.

Sample Cohabitation agreement

More than just a Cohabitation agreement template, our step-by-step interview and guidance makes it easy to create your document.

Easily create online, download, print and sign your free Cohabitation agreement in minutes.

This document is also sometimes called: Living together agreement and No-nup agreement.